Regulation

Central Bank adds consumer protections to the offer of credit

5 Nov 2026, 11:51 | Source: Banco Central, Seu Dinheiro

• March 31First effective date
• July 1, 2027Second effective date

Rules approved by the Central Bank in October let customers block credit offers and require specific consent from vulnerable customers.

Lenders must also offer a panel to check debts, and credit offered during Pix payments will need prior consent. The rules take effect on March 31 and July 1, 2027.